What’s Closed on the 4th of July 2025? Costco, Banks, and More You Can’t Count On

New York: Planning to drop off a package, visit the bank, or run errands on the 4th of July 2025? You might want to double-check before stepping out. While fireworks, BBQs, and beach trips take center stage on Independence Day, many essential services quietly press pause.

Because the 4th of July is a federal holiday, many institutions—especially those tied to government or finance—shut down completely. From mail delivery and banks to public offices and schools, closures can sneak up on you and disrupt even simple to-dos. If you’re not careful, your plans could be met with locked doors and “Closed for the Holiday” signs.

To help you avoid those awkward detours, here’s a clear guide to what’s closed on the 4th of July 2025. We’ve broken it down by category so you know exactly what to expect and where not to waste a trip.

Also Read: What’s Open on the 4th of July 2025? A Full List of Stores, Food Chains & More

Are Post Offices Closed on the 4th of July?

• Yes. All USPS locations are closed.
• No mail delivery
• No package pickup
• No retail counter services
• USPS self-service kiosks will remain accessible inside some locations.

Mail services resume on July 5. Plan ahead if you need something urgent shipped.

Are Banks Closed on the 4th of July?

• Yes, banks are fully closed.
• Chase, Bank of America, Wells Fargo, Citibank – All branches closed.
• Credit unions and local banks – Closed.
• ATMs & online banking – Remain available 24/7.

If you need to cash a check, transfer funds, or speak with a banker—handle it before the holiday.

Also Read: Happy 4th of July! 50 Wishes, Quotes & Images to Celebrate America

Are Government Offices Open?

• Nope. Nearly all federal, state, and local offices close.
• DMV offices – Closed nationwide.
• Courts & legal offices – Closed.
• City halls & local administration – Closed.
• Social Security offices – Closed.

Anything requiring official paperwork or processing will be on hold until after the holiday.

Are Schools and Libraries Closed on July 4th?

• Yes, even summer programs take a break.
• Public schools – Closed (if open for summer sessions).
• Community colleges & universities – Most closed or on limited staff.
• Public libraries – Closed, including book drop-off and curbside pickup.

Digital library apps may still work, so grab your eBooks before the holiday if you’re planning a quiet day.

Also Read: 60+ July 4th Captions for Instagram Reels, Stories & Posts

Are Trash Collection and Utility Services Paused?

• Yes, in most cities.
• Garbage & recycling pickup – Delayed by a day in many areas.
• City-run utilities & billing offices – Closed.
• Street parking rules – Some cities offer free parking, others don’t—check signs carefully.

If your trash day falls on Thursday, expect a one-day delay.

Are Any Stores or Services Closed?

• Some—especially those with unionized staff or family-run businesses.
• Costco – Closed nationwide.
• Small businesses – Varies by location.
• Specialty stores – Often closed or close early.

If you’re shopping outside big-box retailers, double-check online listings or call ahead.

Also Read: How to Reply to ‘Happy 4th of July’ Without Sounding Boring

Are Doctors, Clinics & Pharmacies Open?

• Most are closed or offer limited service.
• Doctor’s offices & private clinics – Closed unless urgent care.
• Dentists – Usually closed.
• Pharmacies inside CVS, Walgreens, Rite Aid – May stay open, but pharmacy counters may close early.

Emergency rooms and 24-hour urgent care remain open for critical needs.